Goodbye friction.

Hello floe.

The demand for API-driven accessible bank accounts is on the rise as customers seek modern solutions for their clients’ money. However, many banks are still hindered by outdated and costly legacy systems.

With Floe, you can offer your financial institutional clients instant and modular banking solutions without having to wait for a complete system transformation.

How it works

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Customer success icon
Empower customers to achieve success and foster growth
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Say goodbye to complexity and embrace an open, integrated, and scalable solution that enables progressive bank account innovation. Effortlessly design and deploy seamless and intuitive banking experiences your customers desire, one solution at a time.
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Banking Innovation icon
Swiftly deliver bank account feature innovation
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Develop the customer-centric digital solutions of tomorrow, working alongside the core systems you rely on today. Remove your dependency on legacy technology to unleash innovation, without any fundamental infrastructure changes.
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Secure Scaling icon
Build on your legacy systems, without replacing your core infrastructure
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Floe’s integrated intelligence provides an adaptable API integration layer, continuous compliance and built in regulatory standards helping you scale fast whilst minimising risks, through enhanced trust.

API first software co created with a bank


Floe was created with a transaction banking team for todays digital economy.

Designed for your banking solutions team to collaborate with any financial institutional customer looking to deliver more tailored experiences that meet their clients’ specific needs.

Our cloud platform prioritises bank account tailoring and user satisfaction. Utilise Floe’s built-in studio to effortlessly create new bank account features for your customers and their clients to revolutionise online experiences.

  • Innovative
    • Elevate your banking experience with an innovative platform
  • Limitless
    • Break free from limitations imposed by other banking systems
  • Efficient
    • Drive growth and efficiency with our fit-for-the-future platform
  • Adaptable
    • Adapt to the evolving needs of the modern business landscape
  • Future-ready
    • Embrace a future-ready enterprise platform for seamless business flow

How it works

The floe platform

Faster, flexible, frictionless corporate banking starts here

Fit for the future, built on your legacy. Our cloud-ready, composable and extensible platform delivers digital experiences, powers innovation and leaves you free to focus on ‘…where next?’ for your business.

Solutions include client monies, virtual account management across cash and digital currencies, embedded bank accounts, in-house banking, term deposits and analytics dashboards all re-invented through Floe

Floe Studio

Streamline the assembly of services to rapidly deliver the digital products and solutions that meet the needs of individual customers, verticals, partners or domains.

Fully API-enabled for simple omni-channel delivery via existing channels, customer platforms and portals, or a custom UI.

Floe Services

Meet customer, market, bank or domain requirements with our library of modular banking micro-services.

These pre-configured products are the ideal building blocks for delivering everything from account or interest management to onboarding, allocations and monitoring.

Floe Foundry

Our flexible and open core includes the fundamental capabilities you need to enable a modern banking solution

Meet your customers’ needs end-to-end across accounts, statements, payments, receipts, interest rates, FX rates and billing.

Floe Orchestration

Orchestrate to innovate with confidence, by leveraging your existing banking, payments and regulatory infrastructure without the need for wholesale change or big budget integration.

Drive real-time processes securely exchanging data with jurisdiction specific integration components to meet bank and regulatory requirements.
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News & insight

Read the latest Floe updates first

  • Empowering Banks for Seamless Digital Banking

    Retail banking disruption is now spilling over to institutional and commercial banking with an increasing expectation from corporate customers of a seamless online experience from simple onboarding and account opening…

    Read more

  • Digital Corporate Banking: Powering innovation

    If you were building a next generation bank account platform today what would the technology need to look like to be truly transformational, truly “next-generation”? Ask a software architect or…

    Read more

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